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SIP Calculator Online Systematic Investment Plan Calculator

Axis MF aims to offer the best quality of investment services by following the core values of the company. The AMC responsibly handles investments of more than 20 lac investors and takes responsibility to fulfil every financial objective of the investors. The fund managers at Axis Mutual Fund are highly professional in handling equity, debt, as well as hybrid mutual fund and, have rewarded the investors with consistent gains. It has shown an incredible growth within a small time frame as the AUM of Axis Mutual Fund is sow balling and achieving new heights. More than 300 different axis mf schemes have been launched till now allowing every kind of investor to fulfil their financial objectives.

How do I invest in bluechip?

  1. Market Capitalization.
  2. Income of the Company.
  3. Compare the Piotroski Score (F-Score)
  4. Return on Equity (ROE)
  5. Return on Assets (ROA)
  6. Valuation of the Company (Intrinsic Value of a stock)

That is, when the market is low, you get more units allocated in your portfolio, and less when the market is rising. SIP works on rupee cost averaging that doesn’t require you to time the market. Did you hear about SIP and wondered if it is a good option? SIP is one of the favourite investment choices of millennials to achieve financial success in life. It lets them make small, periodic investments to mutual funds without worrying too much about market performance.


Investors generally opt to invest in mutual funds for six months, three years or even ten years. Here you can continue to invest in the fund through SIP for the long term. Many fund houses allow investors to invest monthly, bi-monthly and fortnightly. They are step-up SIP’s too which allow an investor to increase the sip amount periodically.

axis bluechip fund sip calculator

With auto-debit feature, firstly you don’t need to remember the debit dates as the bank account will get debited automatically on the date which you have selected for SIP. However, just in case for whatever reason the funds are not available in the bank account, you will miss one SIP. Your SIP account remains active even if you miss one SIP date but after multiple misses, it gets cancelled. With SIP, you don’t need to worry about timing the markets.

SIP Calculator: Makes Your Life Easy

It is not a product in itself but another way of investing in a mutual fund. You pay a fixed amount monthly for a period, instead of investing lump-sum. And, each month units get credited to your portfolio depending on ongoing market condition.

axis bluechip fund sip calculator

A Mutual Fund is an investment option where a group of investors pool in their money, to be collectively invested across stocks, shares, bonds and other securities. There is usually a fund manager who invests this money on their behalf and charges a small fee. This is an ideal investment option for people who are looking to invest their money but do not have the time to look for the right investment option. The intention of investing in mutual funds through SIP is to generate wealth in the long run. Accordingly, there are types of SIP to raise your exposure to the financial market. The average return on an SIP depends on multiple factors such as type of mutual fund invested in, tenure of investment, amount of SIP and the prevailing rate of inflation.

In Brief, what is SIP Calculator?

It offers benefits, over the long term, starting with a small amount. But before you invest your money, it is important that you understand which SIP will help you fulfill your goal. To help you make the most of your investment, the SIP Calculator is an online tool to consider.

  • Direct mutual funds charge you no hidden commission for managing your money.
  • But these calculators use simple user input and return accurate results, which means anyone with minimum knowledge of computer can use SIP calculator online to calculate return on their investment.
  • Gains are taxed at a rate of 15% (Short-term Capital Gain Tax – STCG) if units are redeemed within 1 year of investment.
  • AUM – This feature shows the assets under management of the scheme helping investors understand the amount of money being managed by the fund manager.
  • SIP’s generally create a habit of savings that can help you in the future.
  • Then, click on ‘Start SIP’, and your SIP investment will commence from the date provided by you.

Axis Mutual Fund SIP Calculator will help you calculate the expected returns for your monthly SIP investment. Investors who invest the first time can think that SIP’s and mutual funds are the same. The SIP calculator is the only online financial tool that calculates the returns on your SIP investments.

Expected Return Rate

It is always said the earlier, the better and the same goes while investing in a SIP. With the help of an SIP calculator, you can know more about assets and invest your money in mutual funds. Investors usually prefer to invest in a mutual fund for a fixed time interval, it can be 6 months or 5 years according to their financial goal. But what if you don’t have a specific goal and you don’t want to set an end date for your SIP investment? In such a scenario, you can opt for a perpetual SIP option. You can continue investing in the mutual fund through SIP for as long as you want until you provide specific instructions to the AMC to cease it.

Is SIP tax free?

SIPs can be one of the best tax-saving instruments with high returns on your investments. You can claim a deduction of up to Rs. 1.5 lakh from your taxable income for investing in ELSS through SIPs under Section 80(C) of The Income Tax Act, 1961.

Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments. Most of the mutual fund houses in India including Axis Bank offer SIPS. It has proven to be a great wealth creation tool for those who want to invest in the market. Top-up SIP calculator or Step-up SIP calculator is a one-way automated feature that will increase your SIP contributions after a specific period. A SIP top-up helps the investor to change the amount with their desired amount at regular intervals.

SIP calculator helps you evaluate your investments basis the financial goals you have planned for. Find out the amount that you need to invest per month to reach your goals through Goal Based Calculator. It will help you evaluate your preparation for your goals like Child’s Education, Child’s Marriage, House, Retirement etc. The Amount Based Calculator helps you know the amount that you will be able to accumulate if you invest through SIP. Axis Mutual Fund, established in October 2009 and currently offers around 155 MF schemes. However, the most fundamental element of this is prudent planning of investment.

SIP calculator is the only productive mode for investing funds in mutual funds. SIP’s generally create a habit of savings that can help you in the future. “The SIP returns are calculated only as compound interest.” It uses the data you feed in to compute the absolute value for your investment in mutual funds. SIP Calculator helps determine the amount you should invest in SIP’s to reach a target after a certain year. Axis mutual fund schemes were suggested to me by the financial expert and I am thankful to them for that.

VALUE column is the latest value of total investment in particular stock by the mutual fund scheme. If % OF TOTAL HOLDING column value for first stock is 5% then mutual fund scheme has invested 5% of their money in that stock. If 1M CHANGE column value is 4% for that stock then it means, fund has increased its holding from 1% in previous month by 4% and now current holding is 5%. If 1Y HIGHEST HOLDING falling wedge pattern breakout column data says 5.5%, May-18, that means mutual fund scheme had highest investment in particular stock in May-18 and weight of that holding was 5.5%. QUANTITY column value displays how many shares owned by particular fund. Change in % OF TOTAL HOLDINGS and change in QUANTITY values may differ as amount fund is managing keeps changing based on inflow/outflow of investor money and stock price changes.

  • Here’s something called Perpetual SIP, known to be as long term investment purpose.
  • This is one of the easiest ways to contribute a higher amount towards your investment goals as your income rise over the year.
  • SIP – Systematic Investment Plan is a disciplined way of investing wherein a fixed amount of money is invested in a pre-defined mutual fund scheme at a fixed interval.
  • You just need to enter the below details to get the return value on your investment.

Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax – STCG) if units are redeemed within 1 year of investment. Use the SIP calculator to compare return values in different investment situations to select the best one. You can start with as little as Rs 500 and invest up to any amount you want. But your investment must align with the rest of your financial commitments – your income minus existing expenses, liabilities, and loan payment.

Income Tax Filing

One can plan different life goals be it such as children’s future, retirement, international holiday, holiday home, etc. Fixed-Income Funds – These are funds invested only in fixed-income securities. These funds pay a fixed rate of return, similar to government bonds, investment-linked corporate bonds and high-yield corporate bonds. These are considered safer investment options as the risk is less and the returns are usually consistent.

  • For the tool to be more effective, it is advised to set your goals first.
  • Subsequently, you get to know the maturity amount and your total earnings on the Mutual Funds.
  • To gain from compounding return, one must start investing early and stay invested for a longer period.
  • Otherwise, the formula may seem to be complex if done by hand and chances of error are higher.

Suppose you have invested Rs.2,52,000 (Rs.3,000 a month) in a mutual fund when the NAV is Rs.20. At the time of withdrawal after seven years, the NAV is Rs.50. However, the installment amount should depend on your monthly income, existing liabilities, and future financial goals. After taking these factors into account, choose an investment amount. The advantage with SIP is that you don’t have to time the market. SIP works on the principles of rupee cost averaging, which means more units get allocated when the market is down and fewer units when it is rallying.

Why 1 year return is higher than 3 years?

Mutual funds return on an investment is reported on an annualized basis. And mutual fund returns fluctuate across years. This is the reason why 1-year returns may appear higher than 3 years returns.

Systematic Investment Plan in a Mutual Funds is one of the most disciplined approaches to avail the best Mutual Funds Benefits. It is the answer to preventing the pitfalls of some of the best Equity Mutual Funds and still enjoying the high returns. Using SIP, you can invest a small amount periodically, into a selected mutual fund. With the help of a SIP Calculator, you get to know the amount you need to set aside at regular intervals that would achieve your goal of generating a particular fund in the longer run. Efiling Income Tax Returns is made easy with ClearTax platform. Just upload your form 16, claim your deductions and get your acknowledgment number online.